Texas has no state income tax — calculate federal taxes only. Free, instant, no signup required. Updated 2026.
Texas is one of only 9 states with no state income tax — meaning your paycheck only loses federal taxes, Social Security, and Medicare. Use our calculator below to see exactly what you take home in Texas for 2026.
2026 federal rates · No state income tax
Convert your hourly rate to take-home pay · 2026 rates
Texas has no personal state income tax. Your employer will not withhold any Texas state income tax from your paycheck. This makes Texas one of the most tax-friendly states for workers.
While Texans don't pay state income tax, you still pay federal income tax, Social Security (6.2%), and Medicare (1.45%) — the same as everyone else in the country.
Even without state taxes, your paycheck in Texas will still have the following deductions:
Federal income tax based on your income bracket and filing status. Social Security tax of 6.2% on wages up to $168,600. Medicare tax of 1.45% on all wages, plus an additional 0.9% on wages over $200,000 for single filers.
Here's how much different salaries take home in Texas after federal taxes:
| Annual Salary | Monthly Take-Home | Annual Take-Home | Effective Tax Rate |
|---|---|---|---|
| $40,000 | $2,923 | $35,076 | 12.3% |
| $60,000 | $4,178 | $50,136 | 16.4% |
| $80,000 | $5,370 | $64,440 | 19.5% |
| $100,000 | $6,502 | $78,024 | 22.0% |
| $150,000 | $9,268 | $111,216 | 25.9% |
*Estimates based on single filer, standard deduction, no other deductions.
Your take-home pay is the same across Texas (no local income taxes), but what that money buys varies significantly by city:
| City | Median Home Price | Avg Rent (1BR) | Cost of Living Index |
|---|---|---|---|
| Austin | $550,000 | $1,650 | High |
| Dallas | $390,000 | $1,420 | Moderate |
| Houston | $320,000 | $1,280 | Moderate |
| San Antonio | $275,000 | $1,100 | Low-Moderate |
| El Paso | $220,000 | $920 | Low |
See how Texas compares to other states: