Tennessee has no income tax on wages — calculate federal only. Free, instant, no signup required. Updated 2026.
Calculate your exact take-home pay in Tennessee for 2026. Tennessee has no state income tax on wages — one of only 9 states. Use our free calculator below.
2026 federal rates · No state income tax
Convert your hourly rate to take-home pay · 2026 rates
Tennessee fully eliminated its Hall Income Tax on investment income in 2021, making it completely income-tax-free. Combined with no state income tax on wages, Tennessee workers keep 100% of their paycheck from state taxes.
| Annual Salary | Monthly Take-Home | Annual Take-Home | Effective Tax Rate |
|---|---|---|---|
| $40,000 | $2,923 | $35,076 | 12.3% |
| $60,000 | $4,178 | $50,136 | 16.4% |
| $80,000 | $5,370 | $64,440 | 19.5% |
| $100,000 | $6,502 | $78,024 | 22.0% |
| $150,000 | $9,268 | $111,216 | 25.9% |
*Estimates for single filer, standard deduction, no additional deductions.
| City | Median Home Price | Avg Rent (1BR) | Cost of Living |
|---|---|---|---|
| Nashville | $450,000 | $1,750 | High |
| Memphis | $165,000 | $1,050 | Low |
| Knoxville | $295,000 | $1,200 | Moderate |
| Chattanooga | $310,000 | $1,250 | Moderate |
| Clarksville | $270,000 | $1,100 | Low-Moderate |