Calculate your exact take-home pay in Maryland for 2025. Maryland has a progressive state income tax from 2% to 5.75%, plus a county income tax. Use our free calculator below.
2025 federal & state rates · Maryland specific
Maryland has both a state income tax (2%–5.75%) and a mandatory county income tax that varies by county, typically ranging from 2.25% to 3.2%. Most Maryland workers pay a combined state + county rate of around 7.5%–8.5%.
| Annual Salary | Monthly Take-Home | Annual Take-Home | Effective Tax Rate |
|---|---|---|---|
| $40,000 | $2,558 | $30,696 | 23.3% |
| $60,000 | $3,558 | $42,696 | 28.8% |
| $80,000 | $4,525 | $54,300 | 32.1% |
| $100,000 | $5,445 | $65,340 | 34.7% |
| $150,000 | $7,590 | $91,080 | 39.3% |
*Estimates for single filer, standard deduction, no additional deductions.
| City | Median Home Price | Avg Rent (1BR) | Cost of Living |
|---|---|---|---|
| Baltimore | $195,000 | $1,400 | Moderate |
| Bethesda | $850,000 | $2,500 | Very High |
| Rockville | $600,000 | $2,100 | High |
| Annapolis | $510,000 | $1,800 | High |
| Frederick | $390,000 | $1,500 | Moderate-High |