Calculate your exact take-home pay in Iowa for 2025. Iowa has a flat state income tax rate of 3.8% for 2025. Use our free calculator below.
2025 federal & state rates · Iowa specific
Iowa dramatically simplified its tax system to a flat 3.8% rate in 2025, down from a complex graduated system. The rate is scheduled to drop to 3.5% in 2026, making Iowa increasingly competitive.
| Annual Salary | Monthly Take-Home | Annual Take-Home | Effective Tax Rate |
|---|---|---|---|
| $40,000 | $2,870 | $34,440 | 13.9% |
| $60,000 | $4,072 | $48,864 | 18.6% |
| $80,000 | $5,208 | $62,496 | 21.9% |
| $100,000 | $6,288 | $75,456 | 24.5% |
| $150,000 | $8,880 | $106,560 | 29.0% |
*Estimates for single filer, standard deduction, no additional deductions.
| City | Median Home Price | Avg Rent (1BR) | Cost of Living |
|---|---|---|---|
| Des Moines | $235,000 | $1,100 | Low-Moderate |
| Cedar Rapids | $200,000 | $1,000 | Low |
| Davenport | $185,000 | $950 | Low |
| Sioux City | $175,000 | $900 | Low |
| Iowa City | $295,000 | $1,200 | Moderate |